A modern approach to
better-run businesses.
39 Financials sits between finance, software and business operations. The focus is simple: understand what is making a business harder to run, then use better systems, processes and technology to improve it.
Smarter operations.
Built from hands-on experience.
Harvee founded 39 Financials after working directly with businesses across Xero, financial processes, software implementation and business systems.
That work involved seeing how businesses operate behind the scenes: where information gets stuck, where the same job gets completed twice, where software creates more work than it removes, and where better systems can make a meaningful difference.
Having worked with businesses ranging from around £50k to £10m in revenue, the focus is not on selling technology for the sake of it. It is on finding practical ways to make the business more organised, more efficient and easier to operate.
Practical experience improving finance processes, Xero setups and the way businesses manage financial information.
Experience working across migrations, integrations and systems that businesses rely on every day.
A practical approach to using AI and automation where they can genuinely reduce workload and improve processes.
Not traditional accountancy.
39 Financials was not built to become another firm selling the same accounting package in a different wrapper. The focus is on the systems and processes that sit behind a well-run business.
Start with the problem.
The answer might be Xero, automation, new software, an integration or simply a better process. The problem determines the solution, not the other way around.
Make technology useful.
Businesses do not need technology because it is new. They need it when it saves time, removes unnecessary work or makes the operation better.
Implement, not just advise.
A recommendation has limited value if nobody has the time or expertise to put it into practice. Where appropriate, 39 Financials helps make the change happen.
Keep what already works.
Improvement does not mean replacing everything. Good systems should stay. The objective is to remove friction, not manufacture change.
The new way came first.
39 Financials was built around modern software, connected systems and AI from the beginning. It is not a traditional model trying to bolt newer technology onto the way things have always been done.
That creates a different starting point. Instead of accepting an inefficient process because it is familiar, the question becomes whether there is a simpler, faster or more useful way to achieve the same result.
Businesses ready to work smarter.
You do not need to know exactly what needs changing. Usually there is already a sign that something could be better.
Everyday work relies on repetitive tasks that consume more time than they should.
Systems do not communicate properly and information is constantly being moved by hand.
The finance system has become confusing, unreliable or difficult for the team to use.
The processes that worked when the business was smaller are starting to become a constraint.
You can see the opportunity but need help identifying where AI will actually create value.
You know a process could work better but are not yet sure what the right solution looks like.
There is usually a better way.
If a system, process or piece of administration feels harder than it should, tell us about it. You do not need to arrive knowing the answer.
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